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Every successful organization has a story. This is ours.

We differentiate ourselves from other financial institutions through our ability to connect personally with each member and offer individualized support and opportunity. In return, we’ve become a trusted, go-to financial source for the Tuscarawas County community for 70 years. Learn about the advantages of your credit union compared to traditional banks, and consider joining us as a member or even an employee.

History: A Staple of the Community Since 1953

Our philosophy at DoverPhila Federal Credit Union has always been “people helping people” — it’s a way of doing business that has allowed us to successfully build community for 70 years.

Originally established as an employee credit union known as Warner & Swasey Employees Credit Union and later known as Gradall Employees Credit Union, we have grown into a community-chartered credit union. We operate five offices in Dover, New Philadelphia, Newcomerstown, and Uhrichsville with nearly 100 employees, all of whom are proud and eager to serve the financial needs of anyone who lives, works, or attends church or school in Tuscarawas County along with any member of their immediate family.

We were established as a financial cooperative and we’re controlled by our members. We exist for the financial benefit of our members and to provide a level of service that meets our members’ financial needs no matter where they are in their financial journey. Our competitive rates, vast array of products and services, and free financial programming and resources are some of the ways we strive to achieve our corporate mission.

A Message From Our CEO

Dear DoverPhila Members,

We gave back a $400,000 year-end bonus dividend to our members. This marks the 29th year in a row that your credit union has put significant earnings back into your pockets. We also gave back $10 dividends to each of our DP’s Kids Club and DP’s Savers Club members – around 1,400 youth.

In 2023, we celebrated 70 years of service with a Kindness Campaign that encouraged volunteerism within Tuscarawas County. The campaign supported over sixty local organizations. Along with our Kindness Campaign, we contributed over $80,000 to community organizations, and provided financial resources at no cost to over forty schools and the community.

By choosing DoverPhila,  not only are you investing in a not-for-profit financial cooperative with meaning and value, but you’re supporting over 100 partnerships with community organizations and schools that aid in the well-being of your family, your neighbors, and this community’s youth. Your membership has allowed us to invest over $30 million in the Tuscarawas County community in the last 70 years.

We look forward to the new year with plans of enhancing our home banking platform, adding to our digital services, developing new credit and lending opportunities, and more as we continue to be Tuscarawas County’s go-to trusted financial provider.

Thank you for choosing DoverPhila as your credit union. We look forward to serving you in 2024.

Jason Garner

Jason Garner

President & CEO of DoverPhila Federal Credit Union

Jason Garner, DoverPhila's CEO

Member Benefits

With your $5.00 deposit, the benefits you receive as a credit union member are endless.

That’s right, no renewal fees or annual fees just a simple deposit of $5.00 and you become a lifetime member of DoverPhila as long as you maintain the $5.00 balance.

DoverPhila Federal Credit Union is a not-for-profit, full-service financial institution whose sole purpose for existing is to satisfy the financial needs of our members. As a resident of Tuscarawas County, you are eligible to join DoverPhila. Also, anyone who works in, worships in, or attends school in Tuscarawas County is eligible for membership. Once you become a member, we gladly extend our credit union membership perks to any member of your immediate family.

Become a member today and experience the DoverPhila difference:

      • Member owned and operated
      • Members vote and run for Board of Directors – that includes you!
      • Financial counseling services that are free and confidential to members.
      • Insurance programs to ensure your best-laid plans don’t get derailed
      • Accounts that grow and mature with members of any age
      • Savings customized to your needs
      • Banking on-the-go to make your life a little easier
      • Access to five DoverPhila locations and over 5,000 shared branches nationwide
      • Exclusive discount on CARFAX Vehicle History Report™
      • Bonus dividend at year-end
      • Low rates and flexible terms for loans
      • Industry leading technology, tools, and expertise to avoid fraud
      • Eight (8) convenient ATM locations
      • Exclusive discounts and benefits from trusted partners
      • Valuable services the moment you need them and more!
      • Free financial literacy from Banzai – an award-winning, online program

Exclusive discounts that have saved credit union members nearly $2 billion.

As a member of DoverPhila, we are excited to offer you exclusive discounts and benefits on products and services that you use every day. Credit union members have already saved nearly $2 billion with Love My Credit Union Rewards discounts. So if you are looking for more reasons to become a member then check out www.lovemycreditunion.org.

Exclusive Savings For DoverPhila Members!

Credit Unions vs Banks

A credit union is defined as a “financial institution formed by an organized group of people sharing a common bond.”

Isn’t that what everybody wants from a banking relationship?

FIRST, SOME BACKGROUND. Credit unions were formed as a means of providing credit to individuals to purchase items such as livestock, equipment and even bread at a substantially lower interest rate than was being charged at other banking or lending institutions. These “cooperatives” were not out to make a profit, but rather to serve the needs of their members. Over the years, credit unions have formed to service industries, corporations, communities and churches. They provide financial services that mirror a bank, but are generally smaller, more personal financial institutions. Credit unions serve a specific membership (often within a defined geographic area) and cater to their specific needs. 

Credit unions have grown over the last century and have become highly competitive with banks. So it’s not surprising that they look quite similar. 

SIMILARITY TO BANKS:

      • Credit unions offer checking and savings accounts, just like banks. 
      • Credit unions offer installment loans, mortgages, and credit cards, again, just like banks. 
      • And credit unions are federally insured up to the same dollar amount as banks ($250,000). While you may know banks as being FDIC insured, the equivalent for credit unions is known as NCUA insured (National Credit Union Administration). Both are backed by the United States government. This means that the only difference between the two is the type of institution they insure, not the reliability of that insurance.

The differences are what distinguish credit unions from banks — and it’s often an eye-opening discovery for many people unfamiliar with credit unions.

CREDIT UNION ADVANTAGES:

      • When you join a credit union, you’re no longer simply a customer, but a member and joint owner of the credit union.
      • As a member, individuals have the right to vote as well as run for the Board of Directors.
      • Credit unions are not-for-profit organizations. Banks on the other hand are for-profit organizations using their resources to maximize their earnings (often at the expense of the customer),
      • As a not-for-profit, credit unions can provide lower fees and loan rates, higher deposit rates, and dividend sharing to members. Though credit unions can and do produce earnings through good fiscal management, the belief is that those dollars belong to the members, not stockholders or management. Imagine receiving an annual dividend check from your banking establishment. It happens, but only at credit unions.  
      • The Board of Directors is comprised of credit union members who donate their time on a volunteer basis, whereas bank board members are typically compensated for their service. 
      • This member-serving Board of Directors guarantees that the credit union is looking out for the interests of its members, not its own self-interest.
      • Members can take pride and comfort in the fact that decisions are made locally and not by some unknown corporate governance structure in another city or state.

Take ownership of your banking. Stop by your local DoverPhila branch and become a member today!

Careers

Here’s your opportunity to join a team of nearly 100 employees across five offices who proudly call DoverPhila their place of employment. With competitive pay, a strong benefits package, and a commitment to serve our members and community, DoverPhila is an ideal employer where you can learn, grow, and serve. 

No available positions at this time.

Available Positions

Apply Today

Board of Directors

Our Board of Directors are your neighbors.

We consider it a privilege to be locally owned and operated, and cherish the responsibility for making all credit union decisions right here in our community.

Board of Directors

Supervisory Committee

Nicholas Reynolds, CPA, Chairperson
Kevin Hamsher, Vice Chairperson
S. Penny Triplett, Secretary
Larry Chiott, Vice Secretary
Chrysanthe Vassiles
Eric (Rick) Andrews, CPA
Giuseppe Ionno
Margie Strauss
Randall Watson

Chrysanthe Vassiles, Chairperson
Carol Lewis
Deanne Sparr
Jack Dooling

History: A Staple of the Community Since 1953

Our philosophy at DoverPhila Federal Credit Union has always been “people helping people” — it’s a way of doing business that has allowed us to successfully build community for 70 years.

Originally established as an employee credit union known as Warner & Swasey Employees Credit Union and later known as Gradall Employees Credit Union, we have grown into a community-chartered credit union. We operate five offices in Dover, New Philadelphia, Newcomerstown, and Uhrichsville with nearly 100 employees, all of whom are proud and eager to serve the financial needs of anyone who lives, works, or attends church or school in Tuscarawas County along with any member of their immediate family.

We were established as a financial cooperative and we’re controlled by our members. We exist for the financial benefit of our members and to provide a level of service that meets our members’ financial needs no matter where they are in their financial journey. Our competitive rates, vast array of products and services, and free financial programming and resources are some of the ways we strive to achieve our corporate mission.

A Message From Our CEO

Dear DoverPhila Members,

We gave back a $400,000 year-end bonus dividend to our members. This marks the 29th year in a row that your credit union has put significant earnings back into your pockets. We also gave back $10 dividends to each of our DP’s Kids Club and DP’s Savers Club members – around 1,400 youth.

In 2023, we celebrated 70 years of service with a Kindness Campaign that encouraged volunteerism within Tuscarawas County. The campaign supported over sixty local organizations. Along with our Kindness Campaign, we contributed over $80,000 to community organizations, and provided financial resources at no cost to over forty schools and the community.

By choosing DoverPhila,  not only are you investing in a not-for-profit financial cooperative with meaning and value, but you’re supporting over 100 partnerships with community organizations and schools that aid in the well-being of your family, your neighbors, and this community’s youth. Your membership has allowed us to invest over $30 million in the Tuscarawas County community in the last 70 years.

We look forward to the new year with plans of enhancing our home banking platform, adding to our digital services, developing new credit and lending opportunities, and more as we continue to be Tuscarawas County’s go-to trusted financial provider.

Thank you for choosing DoverPhila as your credit union. We look forward to serving you in 2024.

Jason Garner

Jason Garner

President & CEO of DoverPhila Federal Credit Union

Jason Garner, DoverPhila's CEO

Member Benefits

With your $5.00 deposit, the benefits you receive as a credit union member are endless.

That’s right, no renewal fees or annual fees just a simple deposit of $5.00 and you become a lifetime member of DoverPhila as long as you maintain the $5.00 balance.

DoverPhila Federal Credit Union is a not-for-profit, full-service financial institution whose sole purpose for existing is to satisfy the financial needs of our members. As a resident of Tuscarawas County, you are eligible to join DoverPhila. Also, anyone who works in, worships in, or attends school in Tuscarawas County is eligible for membership. Once you become a member, we gladly extend our credit union membership perks to any member of your immediate family.

Become a member today and experience the DoverPhila difference:

      • Member owned and operated
      • Members vote and run for Board of Directors – that includes you!
      • Financial counseling services that are free and confidential to members.
      • Insurance programs to ensure your best-laid plans don’t get derailed
      • Accounts that grow and mature with members of any age
      • Savings customized to your needs
      • Banking on-the-go to make your life a little easier
      • Access to five DoverPhila locations and over 5,000 shared branches nationwide
      • Exclusive discount on CARFAX Vehicle History Report™
      • Bonus dividend at year-end
      • Low rates and flexible terms for loans
      • Industry leading technology, tools, and expertise to avoid fraud
      • Eight (8) convenient ATM locations
      • Exclusive discounts and benefits from trusted partners
      • Valuable services the moment you need them and more!
      • Free financial literacy from Banzai – an award-winning, online program

Exclusive discounts that have saved credit union members nearly $2 billion.

As a member of DoverPhila, we are excited to offer you exclusive discounts and benefits on products and services that you use every day. Credit union members have already saved nearly $2 billion with Love My Credit Union Rewards discounts. So if you are looking for more reasons to become a member then check out www.lovemycreditunion.org.

Exclusive Savings For DoverPhila Members!

Credit Unions vs Banks

A credit union is defined as a “financial institution formed by an organized group of people sharing a common bond.”

Isn’t that what everybody wants from a banking relationship?

FIRST, SOME BACKGROUND. Credit unions were formed as a means of providing credit to individuals to purchase items such as livestock, equipment and even bread at a substantially lower interest rate than was being charged at other banking or lending institutions. These “cooperatives” were not out to make a profit, but rather to serve the needs of their members. Over the years, credit unions have formed to service industries, corporations, communities and churches. They provide financial services that mirror a bank, but are generally smaller, more personal financial institutions. Credit unions serve a specific membership (often within a defined geographic area) and cater to their specific needs. 

Credit unions have grown over the last century and have become highly competitive with banks. So it’s not surprising that they look quite similar. 

SIMILARITY TO BANKS:

      • Credit unions offer checking and savings accounts, just like banks. 
      • Credit unions offer installment loans, mortgages, and credit cards, again, just like banks. 
      • And credit unions are federally insured up to the same dollar amount as banks ($250,000). While you may know banks as being FDIC insured, the equivalent for credit unions is known as NCUA insured (National Credit Union Administration). Both are backed by the United States government. This means that the only difference between the two is the type of institution they insure, not the reliability of that insurance.

The differences are what distinguish credit unions from banks — and it’s often an eye-opening discovery for many people unfamiliar with credit unions.

CREDIT UNION ADVANTAGES:

      • When you join a credit union, you’re no longer simply a customer, but a member and joint owner of the credit union.
      • As a member, individuals have the right to vote as well as run for the Board of Directors.
      • Credit unions are not-for-profit organizations. Banks on the other hand are for-profit organizations using their resources to maximize their earnings (often at the expense of the customer),
      • As a not-for-profit, credit unions can provide lower fees and loan rates, higher deposit rates, and dividend sharing to members. Though credit unions can and do produce earnings through good fiscal management, the belief is that those dollars belong to the members, not stockholders or management. Imagine receiving an annual dividend check from your banking establishment. It happens, but only at credit unions.  
      • The Board of Directors is comprised of credit union members who donate their time on a volunteer basis, whereas bank board members are typically compensated for their service. 
      • This member-serving Board of Directors guarantees that the credit union is looking out for the interests of its members, not its own self-interest.
      • Members can take pride and comfort in the fact that decisions are made locally and not by some unknown corporate governance structure in another city or state.

Take ownership of your banking. Stop by your local DoverPhila branch and become a member today!

Careers

Here’s your opportunity to join a team of nearly 100 employees across five offices who proudly call DoverPhila their place of employment. With competitive pay, a strong benefits package, and a commitment to serve our members and community, DoverPhila is an ideal employer where you can learn, grow, and serve. 

No available positions at this time.

Available Positions

Apply Today

Board of Directors

Our Board of Directors are your neighbors.

We consider it a privilege to be locally owned and operated, and cherish the responsibility for making all credit union decisions right here in our community.

Board of Directors

Supervisory Committee

Nicholas Reynolds, CPA, Chairperson
Kevin Hamsher, Vice Chairperson
S. Penny Triplett, Secretary
Larry Chiott, Vice Secretary
Chrysanthe Vassiles
Eric (Rick) Andrews, CPA
Giuseppe Ionno
Margie Strauss
Randall Watson

Chrysanthe Vassiles, Chairperson
Carol Lewis
Deanne Sparr
Jack Dooling

A SIMPLE $5 DEPOSIT IS ALL IT TAKES.

Our 2024 United Way pledge-card campaign starts Monday, October 21, and wraps up on Saturday, November 9.

Stop by any DoverPhila location to donate!

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