Ohioans, like most Americans, entered 2019 hoping to better their finances, but many have likely already fallen off track. In an Ohio Credit Union League 2019 consumer survey, 69 percent said their New Year’s resolution was to get on a budget. That statistic isn’t surprising; many Americans looked critically at their financial situations as they
Shopping for a new home can be an exciting blur of listings, neighborhood scouting and open houses. There’s so much to consider! You want a house in the perfect neighborhood with that gorgeous kitchen and great yard, all within your budget. And then, it all finally comes together and you think you’ve found your dream
The mad holiday rush may be over, but scammers aren’t slowing down. The post-holiday weeks bring an increase in scams that, unfortunately, are quite believable during this time of year. Don’t be the victim of a post-holiday scam! Read on to learn about the common ways fraudsters seek to dupe consumers after the holidays: Gift-picking. You
Image: DP’s Kids Club and cu$aver members present a check to the local Salvation Army The holidays came early for DoverPhila Federal Credit Union’s youngest members and its local Salvation Army. On December 7, the credit union gave a $10 holiday gift to its DP’s Kids Club and cu$aver members – over 1,400 youth. The
Mega e-tailers, like Amazon and Walmart, may monopolize online commerce, but it’s the small businesses across the country that keep the economy going. In fact, according to the Small Business Administration (SBA), the 28 million small businesses in America account for 54 percent of all sales in the country. Small businesses create jobs, build a
Your landline – should you or shouldn’t you get rid of it? If you’re feeling like your landline has got to go, you’re not alone. Landlines are quite outdated. In fact, the National Center for Health Statistics reports that more than half of American homes exclusively used wireless phone service during the first half of
Buying a previously owned vehicle can be a great way to save big on one of your most valuable possessions. If you’re shopping for an amazing deal on wheels, then follow the steps below for a smoother ride! Step 1: WORK OUT A BUDGETHow are you paying for your new set of wheels? Your purchase
Apple Pay, Samsung Pay and other mobile wallets are revolutionizing the checkout experience by blending two developments in payment infrastructure to save you time: near-field communication (NFC) and token encryption. Approximately one-third of all payment terminals nationwide have been updated to accept Apple Pay. It works on phones equipped with the necessary NFC equipment. If
DoverPhila Federal Credit Union is partnering with OhioMeansJobs Tuscarawas County and United Way of Tuscarawas County, Inc. to offer a financial literacy workshop for area residents. “Master Your Money – Simple Tips to Improve Cash Flow” is scheduled for Thursday, August 2nd from 10:00 a.m. to 12:00 p.m. at OhioMeansJobs Tuscarawas County located at 1260
Mark your calendars for DoverPhila Federal Credit Union’s annual DP’s Kids Club Day. The family-fun event is scheduled for Saturday, August 4th from 10:00 a.m. to 1:00 p.m. at the credit union’s main office on Fillmore Avenue in Dover. The credit union is partnering with area organizations such as Tuscarawas County YMCA, Tuscarawas County Public
Medicare is replacing its old cards with new ones. They contain an 11-digit code instead of a Social Security number. Unfortunately, even though the cards have not yet been issued, scammers are taking advantage of this change. A caller pretending to be a Medicare representative will ask for payment in exchange for the new ID.
Despite financial education being one of the most important lessons to shape our adult lives, it is not something many people learn until much later in life. As a parent, you have many “talks” with your children, but too often the “Money Talk” isn’t one that happens until it is too late. Respondents in the
Area residents are getting a free education in how to manage their money. DoverPhila Federal Credit Union is working with Banzai, a national award-winning financial literacy program, to make the curriculum available to the community and 10 schools in Tuscarawas County, completely free. “Banzai is a web-based financial literacy program. Kids have their own bank
Just like swearing off chocolate and carbs, sticking to a household budget is a New Year’s resolution easier made than accomplished. In fact, according to the National Foundation for Credit Counseling’s 2017 Consumer Financial Literacy Survey, last year only two in five U.S. adults said they had a budget and kept close track of their
DoverPhila Federal Credit Union continues to strive in the financial industry while giving back as it wraps up another successful year. The credit union was able to give back $1.2 million to its members. DoverPhila is a community-focused, financial cooperative controlled by its members making it possible for it to reward its members with a
What is Bitcoin?Bitcoin is a form of money that is entirely digital. The U.S. has dollars, Europe has Euros and the internet has bitcoins. The fact that bitcoin is digital isn’t all that interesting – because, in reality, an estimated 92% of all money is digital. Bitcoin is fascinating because it’s decentralized. That means no
With crowded stores and an ever-growing list of people to shop for, it’s easy to get overwhelmed and to overspend on your holiday shopping. No worries, though; we’ve got you covered! Read on for pre-and post-holiday tips and have yourself a jolly December without breaking the bank. 6 Pre-Holidays Tips 1. Revise your gift listChances
DoverPhila Federal Credit Union collected over $30,000 for United Way through its annual in-house campaign involving corporate, employees, and credit union members. The United Way campaign started on Monday, October 23rd and concluded on Saturday, November 11th. Credit union members who participated in the campaign received a pledge card that hung in the lobbies of
OhioMeansJobs Tuscarawas County, United Way of Tuscarawas County, Inc., and DoverPhila Federal Credit Union are partnering to offer a financial literacy workshop for area residents. “Master Your Money – Simple Tips to Improve Cash Flow” will be held Tuesday, December 5th, 10:00AM to 12:00PM at OhioMeansJobs Tuscarawas County at 1260 Monroe Street in New Philadelphia. The
DoverPhila Federal Credit Union is pleased to announce that it has won first place in the Best Bank, Best Mortgage Lender, Best Financial Services, and Best Financial Institution categories for the Times-Reporter 2017 Readers’ Choice Awards. There roughly 3,000 registered voters and over 170,000 total votes during the Readers’ Choice Awards’ voting process. DoverPhila Federal
