Astronomical medical bills can be devastating to any budget. Here’s how to dispute and pay for large medical bills in five easy steps. Step 1: Review your bills.Typically, you’ll receive an Explanation of Benefits (EOB) from your insurance company in addition to the actual bill telling you how much you’re responsible for paying. It’s important
With unemployment skyrocketing due to the pandemic, scammers are trolling for your personal information to steal your benefits and identity. Learn how to spot them and how to stay safe! UNEMPLOYMENT SCAMSScammers file unemployment claims in someone else’s name to collect benefits, or they claim to be employed at businesses where they have never held
The COVID-19 crisis has caused income loss, uncertainties, and an increase in fraudulent attacks throughout Ohio and nationwide. Smart money management is more important than ever, but studies show that Americans are falling behind in financial literacy. While the U.S. is the world’s largest economy, Investment News reported it as ranking only 14th for financial
As a member of DoverPhila Federal Credit Union, you have several options for funding a home renovation. You can open a HELOC, or a Home Equity Line of Credit, which is an open credit line that’s secured by your home’s value for up to 10 years. You can also fund your renovations with an unsecured
DoverPhila Federal Credit Union is partnering with the United Way of Tuscarawas County to provide funds during the coronavirus (COVID-19) crisis. On Thursday, March 26, the credit union’s Board of Directors approved a $25,000 donation to fund United Way’s COVID-19 community-response fund. The fund will be used to help residents of Tuscarawas County with various
DoverPhila is monitoring the guidance of the Centers for Disease Control and Prevention (CDC) as well as other public health announcements with respect to COVID-19 (coronavirus). As this is an evolving situation, adjustments will be made as new or revised guidance is provided by public health authorities. Our branches remain open with normal business hours,
As a financially responsible individual, you should be checking your credit on a regular basis. If all goes well, your credit card statements and report hold no surprises. Sometimes, though, you may find a mistake. When this happens, you’ll need to officially dispute the error to fix your score. Credit Report Mistakes Most credit report
It’s easy to go overboard for Christmas. Giving extravagant gifts to your family members seems like a great idea … until you’re facing a huge credit card bill in January. However, it happened, approach this problem rationally. Blaming yourself is pointless; the important thing now is to right yourself financially. Fortunately, you’re not facing this
Following another very successful year at DoverPhila Federal Credit Union, the credit union was able to give back a $1.5 million year-end bonus dividend to its members. This marks the 25th consecutive year that DoverPhila returns earnings back to its members. The credit union is a community-focused, financial cooperative controlled by its members making it
Scammers always try to con victims out of their information and money. They also tend to prey on the most susceptible victims, including those who are down on their luck or are exceptionally naïve and trusting. DoverPhila Federal Credit Union’s biggest priority is your financial wellness, and that includes keeping you and your money safe.
‘Tis the season to be merry-except sometimes, it’s not. If you tend to feel stressed when the holidays roll around, here are eight tips to help turn that frown upside down. 1. Watch the buck Nothing kills the holiday cheer like a mountain of debt. Stick to a budget when doing your holiday shopping and
DoverPhila Federal Credit Union’s Holiday Skip-A-Pay has started and runs until the end of January 2020. You might qualify for this opportunity if you have made at least twelve full monthly payments on your loan, you have not exceeded the maximum skips allowed, and your account is in good standing. Holiday Sip-A-Pay allowance is determined
It’s the bargain-hunter’s favorite season-or is it? Before you brave the crowds Black Friday, take a few minutes to read through our list of what to buy and what to skip so you come home only with true bargains. Skip: Large Home AppliancesWhile you may find markdowns on large household appliances, like dishwashers and refrigerators,
Q: I’m trying to increase my credit score ahead of applying for a large loan, so I’m considering signing up for Credit Karma to track my score. How accurate are the credit scores it shares? Is there anything I need to be aware of before signing up for this service? A: Credit Karma is a legitimate company;
Money is one of the most sensitive topics couples face. Disagreement over spending and saving habits is one of the most frequent causes of friction in a relationship. Truthful, frank discussion and mutual financial planning can go a long way to resolve the tension. BUDGET: A DIRTY WORD?Does the mere mention of a budget start
DoverPhila Federal Credit Union is partnering with OhioMeansJobs Tuscarawas County and the United Way of Tuscarawas County, Inc. to host “Master Your Money: Four-Part Series.” “Master Your Money” is a financial workshop that focuses on introducing easy, straightforward methods to help individuals reach their financial goals. The workshop is scheduled for August and September at
It feels like you just packed away the holiday decorations yesterday, but believe it or not, 2019 is already half over. As we sail into the season of barbecues and beaches, take a few minutes to give yourself a mid-year financial checkup. A small investment of time can spur important changes that can affect your
Mark your calendars for DoverPhila Federal Credit Union’s annual DP’s Kids Club Day. The family-fun event is scheduled for Saturday, August 3rd from 10:00 a.m. to 1:00 p.m. at the credit union’s main office on Fillmore Avenue in Dover. The credit union is partnering with area organizations such as Tuscarawas County YMCA, Tuscarawas County Public
Ohioans may not have a clear grasp of the prevalence of financial exploitation and abuse of elderly adults. According to an Ohio Credit Union League 2019 consumer survey, 67 percent of Ohioans say they’ve never known an elderly person who has been the victim of some kind of elderly abuse. Elder abuse refers to any
The arrival of warm weather and the deep house cleaning it inspires means more people are selling their old furniture, devices, sports equipment, and clothing. That’s why the amount of items like these on sites like Craigslist swells considerably during this season. There are wonderful treasures to be found, if you have the time and
