Q: I’m trying to increase my credit score ahead of applying for a large loan, so I’m considering signing up for Credit Karma to track my score. How accurate are the credit scores it shares? Is there anything I need to be aware of before signing up for this service? A: Credit Karma is a legitimate company;
Although you may feel that you have your spending habits under control, people do tend to spend for emotional reasons. Some people spend to feel better, to get rid of a feeling of loneliness, or to forget about whatever it is that’s bothering them. Alternatively, some people like to spend money when they feel good
Don’t blow big bucks on your Halloween décor when you can DIY for a fraction of the price! Check out our list of creative, fun and inexpensive projects to make your home the spookiest haunt on the block. 1. The mummified door.Turn your front door into a bona fide mummy with toilet paper and masking
If you don’t believe that the grass is always greener on the other side of town, consider this: Most Americans don’t know what’s in their own backyards. People often pile into cars to go “away” while cars piled with other vacationers are pulling into the very town they’re leaving. Tourists often know more about the
Money is one of the most sensitive topics couples face. Disagreement over spending and saving habits is one of the most frequent causes of friction in a relationship. Truthful, frank discussion and mutual financial planning can go a long way to resolve the tension. BUDGET: A DIRTY WORD?Does the mere mention of a budget start
DoverPhila Federal Credit Union is partnering with OhioMeansJobs Tuscarawas County and the United Way of Tuscarawas County, Inc. to host “Master Your Money: Four-Part Series.” “Master Your Money” is a financial workshop that focuses on introducing easy, straightforward methods to help individuals reach their financial goals. The workshop is scheduled for August and September at
It feels like you just packed away the holiday decorations yesterday, but believe it or not, 2019 is already half over. As we sail into the season of barbecues and beaches, take a few minutes to give yourself a mid-year financial checkup. A small investment of time can spur important changes that can affect your
As a member of DoverPhila Federal Credit Union, you are uniquely positioned to manage your finances and watch your money grow on the best possible terms. Like the member of an elite club, you are entitled to exclusive privileges and individualized service, courtesy of your credit union. Let’s take a quick look at some of
Mark your calendars for DoverPhila Federal Credit Union’s annual DP’s Kids Club Day. The family-fun event is scheduled for Saturday, August 3rd from 10:00 a.m. to 1:00 p.m. at the credit union’s main office on Fillmore Avenue in Dover. The credit union is partnering with area organizations such as Tuscarawas County YMCA, Tuscarawas County Public
Ohioans may not have a clear grasp of the prevalence of financial exploitation and abuse of elderly adults. According to an Ohio Credit Union League 2019 consumer survey, 67 percent of Ohioans say they’ve never known an elderly person who has been the victim of some kind of elderly abuse. Elder abuse refers to any
As a member of DoverPhila Federal Credit Union, you know credit unions are always striving to serve their members and community in much as possible. We value each member’s input as an equal owner in the credit union, and we offer flexible loan terms, low-cost accounts, and higher dividends to help members achieve and maintain financial
The arrival of warm weather and the deep house cleaning it inspires means more people are selling their old furniture, devices, sports equipment, and clothing. That’s why the amount of items like these on sites like Craigslist swells considerably during this season. There are wonderful treasures to be found, if you have the time and
Since 1971, Memorial Day has been celebrated as an extended weekend away from work and the unofficial start of summer. More recently, Memorial Day has also turned into a second Black Friday for retailers and shoppers. There are loads of sale events in stores and online, and each guarantees to save you heaps of money.
DoverPhila Federal Credit Union is partnering with Park Place Teen Center and the GameStop located on Bluebell Drive in New Philadelphia to host the 2019 Video Game Tournament on Friday, May 31st. The free event kicks off at 3:45PM at Park Place Teen Center located in Tuscora Park and is open to all area youth
Is your computer on the brink? Careful who you contact to fix it! That’s because the FTC is warning of a surge in tech support scams, many of which can be difficult to spot. In a recent widespread scam, a company that called itself Elite IT Partners, Inc., purchased keywords on Google so they showed
We often look at pictures to remember the past, but what about the future? If you ask your children, they can likely picture a future they would like to live in. Some dream to become doctors and help people, others want to be known for their talents. For children and teenagers, the future brings limitless
If you’re like most Americans, you owe money toward a large loan. Whether that means carrying thousands of dollars in credit card debt, having a hefty mortgage in your name, or making car loan payments each month – loan debt is part of your life. It can all get kind of depressing—but it doesn’t have
All the best financial experts agree that you need to keep an emergency fund. Keeping three to five months of living expenses in a savings account, certificate account, or investment account can be the difference between a temporary hardship and a lifelong debt trap. Using that money instead of credit cards or short-term loans is
You’ve heard it from a million places: Budget your money! Make a firm plan and stick with it. It’s the pathway to prosperity! For many people, though, that advice just doesn’t resonate. They feel constricted by a budget. Keeping cash in separate envelopes makes them feel like they can’t have a life. It takes too much planning and
Ohioans, like most Americans, entered 2019 hoping to better their finances, but many have likely already fallen off track. In an Ohio Credit Union League 2019 consumer survey, 69 percent said their New Year’s resolution was to get on a budget. That statistic isn’t surprising; many Americans looked critically at their financial situations as they
