Lock in a great rate before you buy.

Did you know your loan interest rate is directly tied to your personal credit score? That means advertised rates you see might not be what you actually pay. This knowledge can save you a lot of money over the life of your loan and you can access online the interest rates for all of our loan options. Then secure your loan with DoverPhila ahead of time to avoid surprises when in-house financing options reveal higher than expected rates. And if you need to improve your credit score, we can help with that, too.

Auto Loans

Credit Score: 730+

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles84 month**6.99%2019 - 2024$15.09
Cars, Trucks, Vans, and Motorcycles72 month5.99%2019 - 2024$16.57
Cars, Trucks, Vans, and Motorcycles60 month6.99%2012 - 2018$19.80
Cars, Trucks, Vans, and Motorcycles48 month7.49%2011 & Older$24.17

Credit Score: 729-680

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles84 month**7.49%2019 - 2024$15.33
Cars, Trucks, Vans, and Motorcycles72 month6.49%2019 - 2024$16.81

Credit Score: 679-640

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles84 month**8.49%2019 - 2024$15.83
Cars, Trucks, Vans, and Motorcycles72 month7.49%2019 - 2024$17.29

Credit Score: 639-600

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles84 month**9.49%2019 - 2024$16.34
Cars, Trucks, Vans, and Motorcycles72 month8.49%2019 - 2024$17.77

Credit Score: 599-550

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles84 month**11.49%2019 - 2024$17.38
Cars, Trucks, Vans, and Motorcycles72 month10.49%2019 - 2024$18.77

Credit Score: 549 <

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles84 month**13.49%2019 - 2024$18.46
Cars, Trucks, Vans, and Motorcycles72 month12.49%2019 - 2024$19.81

*APR = Annual Percentage Rate.
**84-month term only available for auto loans $50k and above.
All offers subject to credit and collateral qualifications. Some restrictions apply.
Rates are not tied to an index and are subject to change at the credit union’s discretion.

Rates and terms listed effective as of November 22, 2024.

Collector Cars

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Collector Cars60 month7.49%All Years$20.03

*APR = Annual Percentage Rate.
All offers subject to credit and collateral qualifications. Some restrictions apply.
Rates are not tied to an index and are subject to change at the credit union’s discretion.

Rate and term listed effective as of November 22, 2024.

Recreational Loans

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
RVs, Campers, Boats120 month
72 month
48 month
8.00%
7.50%
7.00%
All Years$12.13
$17.29
$23.95
LoansTermAPR as low as*Monthly Pymt per $1,000 Borrowed
ATV, Mower, Snowmobiles, Trailer60 month max9.50%$21.00

*APR = Annual Percentage Rate.
All offers subject to credit and collateral qualifications. Some restrictions apply.
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rates and terms listed effective as of October 1, 2024.

Personal Loans

LoansTermAPR as low as*Monthly Pymt per $1,000 Borrowed
Personal60 month max10.00%$21.25

*APR = Annual Percentage Rate.
All offers subject to credit and collateral qualifications. Some restrictions apply.
Rates are not tied to an index and are subject to change at the credit union’s discretion.

Rate and term listed effective as of October 1, 2024.

Share Covered Loan

      • Loans secured by a corresponding balance in a regular share or share certificate account
      • Various loan terms for regular share
      • Various loan terms for share covered loan

Certificate Loans

    • Loans secured by a corresponding balance in a share certificate account only
    • Various loan terms for share certificate loans

Not-For-Profit

Discover how DoverPhila's not-for-profit accounts empower your organization's mission.

As a not-for-profit credit union, we appreciate the unique governing structure of not-for-profits, their need to keep expenses in check, and their desires to show results for programming. For that reason, our not-for-profit account offers all of the great features and benefits of our business checking account, but without the monthly service charges (waived for qualified 501c3, not-for-profit organizations).

Why choose DoverPhila for your not-for-profit?

Account Features:

*While your first order of checks needs to be made through a DoverPhila branch location, you can reorder checks quickly and easily online.

Auto Loans

Credit Score: 730+

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles84 month**6.99%2019 - 2024$15.09
Cars, Trucks, Vans, and Motorcycles72 month5.99%2019 - 2024$16.57
Cars, Trucks, Vans, and Motorcycles60 month6.99%2012 - 2018$19.80
Cars, Trucks, Vans, and Motorcycles48 month7.49%2011 & Older$24.17

Credit Score: 729-680

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles84 month**7.49%2019 - 2024$15.33
Cars, Trucks, Vans, and Motorcycles72 month6.49%2019 - 2024$16.81

Credit Score: 679-640

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles84 month**8.49%2019 - 2024$15.83
Cars, Trucks, Vans, and Motorcycles72 month7.49%2019 - 2024$17.29

Credit Score: 639-600

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles84 month**9.49%2019 - 2024$16.34
Cars, Trucks, Vans, and Motorcycles72 month8.49%2019 - 2024$17.77

Credit Score: 599-550

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles84 month**11.49%2019 - 2024$17.38
Cars, Trucks, Vans, and Motorcycles72 month10.49%2019 - 2024$18.77

Credit Score: 549 <

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles84 month**13.49%2019 - 2024$18.46
Cars, Trucks, Vans, and Motorcycles72 month12.49%2019 - 2024$19.81

*APR = Annual Percentage Rate.
**84-month term only available for auto loans $50k and above.
All offers subject to credit and collateral qualifications. Some restrictions apply.
Rates are not tied to an index and are subject to change at the credit union’s discretion.

Rates and terms listed effective as of November 22, 2024.

Collector Cars

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Collector Cars60 month7.49%All Years$20.03

*APR = Annual Percentage Rate.
All offers subject to credit and collateral qualifications. Some restrictions apply.
Rates are not tied to an index and are subject to change at the credit union’s discretion.

Rate and term listed effective as of November 22, 2024.

Recreational Loans

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
RVs, Campers, Boats120 month
72 month
48 month
8.00%
7.50%
7.00%
All Years$12.13
$17.29
$23.95
LoansTermAPR as low as*Monthly Pymt per $1,000 Borrowed
ATV, Mower, Snowmobiles, Trailer60 month max9.50%$21.00

*APR = Annual Percentage Rate.
All offers subject to credit and collateral qualifications. Some restrictions apply.
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rates and terms listed effective as of October 1, 2024.

Personal Loans

LoansTermAPR as low as*Monthly Pymt per $1,000 Borrowed
Personal60 month max10.00%$21.25

*APR = Annual Percentage Rate.
All offers subject to credit and collateral qualifications. Some restrictions apply.
Rates are not tied to an index and are subject to change at the credit union’s discretion.

Rate and term listed effective as of October 1, 2024.

Share Covered Loan

      • Loans secured by a corresponding balance in a regular share or share certificate account
      • Various loan terms for regular share
      • Various loan terms for share covered loan

Certificate Loans

    • Loans secured by a corresponding balance in a share certificate account only
    • Various loan terms for share certificate loans
A SIMPLE $5 DEPOSIT IS ALL IT TAKES.

Upcoming Holiday Hours: Tuesday, December 24 (close at 1:00pm), Wednesday, December 25 (closed), Tuesday, December 31 (close at 1:00pm), and Wednesday, January 1 (closed)

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