DoverPhila's History & Impact
What sets us apart from other financial institutions is our commitment to personally connecting with each member, providing customized support and opportunities. For 70 years, we’ve earned the trust of the Tuscarawas County community as a reliable financial partner. Explore the unique benefits of banking with a credit union and consider becoming a member or joining our team.
A Staple of Tuscarawas County Since 1953
Discover our story and explore over 70 years of dedicated service to our 35,000 members and the Tuscarawas County community—your credit union’s proud history.
“Our philosophy at DoverPhila Federal Credit Union has always been ‘people helping people’ — it’s our way of doing business that has allowed us to successfully build community for 70 years.”
Founded as Warner & Swasey Employees Credit Union and later known as Gradall Employees Credit Union, we have grown into a community-chartered credit union serving one-third of the Tuscarawas County community. With five offices located in Dover, New Philadelphia, Newcomerstown, and Uhrichsville and nearly 100 employees, we proudly serve the financial needs of anyone who lives, works, or attends church or school in Tuscarawas County, along with their immediate family members.
As a financial cooperative, we are member-owned and member-controlled. We exist for the benefit of our members by providing the financial services they need at every stage of their journey. Through competitive rates, a wide range of products and services, and free financial programming, we are committed to delivering exceptional value and service.
A Message From Our CEO
Dear DoverPhila Members,
We are proud to announce that we have returned over $13million throughout the year to our members and the Tuscarawas County community. This significant achievement exceeds last year’s $9million and marks the 30th consecutive year that DoverPhila has announced a bonus dividend.
The $13million total includes a range of financial benefits such as low-cost auto loans, competitive rates on interest-earning accounts, free financial resources, and an array of products and services—all designed to support and improve members’ financial well-being.
As part of this give-back, DoverPhila returned $540,000 to members through a year-end bonus dividend, which was deposited into their accounts on January 1, 2025. Additionally, we have distributed $10 dividends to 1,400 youth members who hold Kids Club and Savers Club accounts, reinforcing our dedication to fostering financial literacy from an early age.
Beyond financial rewards, we have made a significant impact in our community, contributing over $40,000 to the United Way of Tuscarawas County, almost $30,000 in no-cost financial resources, $10,000 for Starlight School’s new playground project, $10,000 to Leader’s Edge ACTIVATION Program, and other meaningful investments by partnering with local organizations to support key initiatives in our community.
This year, we expanded our suite of services, including a mobile banking app enhancement that includes debit card controls, we extended auto loan options to include an 84-month term, and introduced a Credit Builder Program, further strengthening our ability to meet the evolving needs of our members.
As we look forward to 2025, DoverPhila remains committed to being Tuscarawas County’s trusted financial partner by continuing to expand our products, services, and community involvement to enhance the lives of our members and the community at large.
Thank you for being a part of our success and choosing DoverPhila as your credit union.
Jason Garner
Jason Garner
President & CEO of DoverPhila Federal Credit Union
Member Benefits
With your $5.00 deposit, the benefits you receive as a credit union member are endless.
That’s right, no renewal fees or annual fees just a simple deposit of $5.00 and you become a lifetime member of DoverPhila as long as you maintain the $5.00 balance.
DoverPhila Federal Credit Union is a not-for-profit, full-service financial institution whose sole purpose for existing is to satisfy the financial needs of our members. As a resident of Tuscarawas County, you are eligible to join DoverPhila. Also, anyone who works in, worships in, or attends school in Tuscarawas County is eligible for membership. Once you become a member, we gladly extend our credit union membership perks to any member of your immediate family.
Become a member today and experience the DoverPhila difference:
- Member owned and operated
- Members vote and run for Board of Directors – that includes you!
- Financial counseling services that are free and confidential to members.
- Insurance programs to ensure your best-laid plans don’t get derailed
- Accounts that grow and mature with members of any age
- Savings customized to your needs
- Banking on-the-go to make your life a little easier
- Access to five DoverPhila locations and over 5,000 shared branches nationwide
- Exclusive discount on CARFAX Vehicle History Report™
- Bonus dividend at year-end
- Low rates and flexible terms for loans
- Industry leading technology, tools, and expertise to avoid fraud
- Eight (8) convenient ATM locations
- Exclusive discounts and benefits from trusted partners
- Valuable services the moment you need them and more!
- Free financial literacy from Banzai – an award-winning, online program
Exclusive discounts that have saved credit union members nearly $2 billion.
As a member of DoverPhila, we are excited to offer you exclusive discounts and benefits on products and services that you use every day. Credit union members have already saved nearly $2 billion with Love My Credit Union Rewards discounts. So if you are looking for more reasons to become a member then check out www.lovemycreditunion.org.
Exclusive Savings For DoverPhila Members!
Credit Unions vs. Banks
A credit union is defined as a “financial institution formed by an organized group of people sharing a common bond.”
Isn’t that what everybody wants from a banking relationship?
FIRST, SOME BACKGROUND. Credit unions were formed as a means of providing credit to individuals to purchase items such as livestock, equipment and even bread at a substantially lower interest rate than was being charged at other banking or lending institutions. These “cooperatives” were not out to make a profit, but rather to serve the needs of their members. Over the years, credit unions have formed to service industries, corporations, communities and churches. They provide financial services that mirror a bank, but are generally smaller, more personal financial institutions. Credit unions serve a specific membership (often within a defined geographic area) and cater to their specific needs.
Credit Unions vs. Banks: What’s the difference?
Credit unions have grown over the last century and have become highly competitive with banks. So, it’s not surprising that they look quite similar – but there is a difference when discussing credit unions vs. banks.
SIMILARITY TO BANKS:
- Credit unions offer checking and savings accounts, just like banks.
- Credit unions offer installment loans, mortgages, and credit cards, again, just like banks.
- And credit unions are federally insured up to the same dollar amount as banks ($250,000). While you may know banks as being FDIC insured, the equivalent for credit unions is known as NCUA insured (National Credit Union Administration). Both are backed by the United States government. This means that the only difference between the two is the type of institution they insure, not the reliability of that insurance.
The differences are what distinguish credit unions from banks – and it’s often an eye-opening discovery for many people unfamiliar with credit unions.
CREDIT UNION ADVANTAGES:
- When you join a credit union, you’re no longer simply a customer, but a member and joint owner of the credit union.
- As a member, individuals have the right to vote as well as run for the Board of Directors.
- Credit unions are not-for-profit organizations. Banks on the other hand are for-profit organizations using their resources to maximize their earnings (often at the expense of the customer),
- As a not-for-profit, credit unions can provide lower fees and loan rates, higher deposit rates, and dividend sharing to members. Though credit unions can and do produce earnings through good fiscal management, the belief is that those dollars belong to the members, not stockholders or management. Imagine receiving an annual dividend check from your banking establishment. It happens, but only at credit unions.
- The Board of Directors is comprised of credit union members who donate their time on a volunteer basis, whereas bank board members are typically compensated for their service.
- This member-serving Board of Directors guarantees that the credit union is looking out for the interests of its members, not its own self-interest.
- Members can take pride and comfort in the fact that decisions are made locally and not by some unknown corporate governance structure in another city or state.
Take ownership of your banking. Stop by your local DoverPhila branch and become a member today! – or click here to open an account online!
Careers
Here’s your opportunity to join a team of nearly 100 employees across five offices who proudly call DoverPhila their place of employment. With competitive pay, a strong benefits package, and a commitment to serve our members and community, DoverPhila is an ideal employer where you can learn, grow, and serve.
No available positions at this time.
Available Positions
Apply Today
Board of Directors
Our Board of Directors are your neighbors.
We consider it a privilege to be locally owned and operated, and cherish the responsibility for making all credit union decisions right here in our community.
Board of Directors
Supervisory Committee
Nicholas Reynolds, CPA, Chairperson
Kevin Hamsher, Vice Chairperson
S. Penny Triplett, Secretary
Larry Chiott, Vice Secretary
Chrysanthe Vassiles
Eric (Rick) Andrews, CPA
Giuseppe Ionno
Margie Strauss
Randall Watson
Chrysanthe Vassiles, Chairperson
Carol Lewis
Deanne Sparr
Jack Dooling
A Staple of Tuscarawas County Since 1953
Discover our story and explore over 70 years of dedicated service to our 35,000 members and the Tuscarawas County community—your credit union’s proud history.
“Our philosophy at DoverPhila Federal Credit Union has always been ‘people helping people’ — it’s our way of doing business that has allowed us to successfully build community for 70 years.”
Founded as Warner & Swasey Employees Credit Union and later known as Gradall Employees Credit Union, we have grown into a community-chartered credit union serving one-third of the Tuscarawas County community. With five offices located in Dover, New Philadelphia, Newcomerstown, and Uhrichsville and nearly 100 employees, we proudly serve the financial needs of anyone who lives, works, or attends church or school in Tuscarawas County, along with their immediate family members.
As a financial cooperative, we are member-owned and member-controlled. We exist for the benefit of our members by providing the financial services they need at every stage of their journey. Through competitive rates, a wide range of products and services, and free financial programming, we are committed to delivering exceptional value and service.
A Message From Our CEO
Dear DoverPhila Members,
We are proud to announce that we have returned over $13million throughout the year to our members and the Tuscarawas County community. This significant achievement exceeds last year’s $9million and marks the 30th consecutive year that DoverPhila has announced a bonus dividend.
The $13million total includes a range of financial benefits such as low-cost auto loans, competitive rates on interest-earning accounts, free financial resources, and an array of products and services—all designed to support and improve members’ financial well-being.
As part of this give-back, DoverPhila returned $540,000 to members through a year-end bonus dividend, which was deposited into their accounts on January 1, 2025. Additionally, we have distributed $10 dividends to 1,400 youth members who hold Kids Club and Savers Club accounts, reinforcing our dedication to fostering financial literacy from an early age.
Beyond financial rewards, we have made a significant impact in our community, contributing over $40,000 to the United Way of Tuscarawas County, almost $30,000 in no-cost financial resources, $10,000 for Starlight School’s new playground project, $10,000 to Leader’s Edge ACTIVATION Program, and other meaningful investments by partnering with local organizations to support key initiatives in our community.
This year, we expanded our suite of services, including a mobile banking app enhancement that includes debit card controls, we extended auto loan options to include an 84-month term, and introduced a Credit Builder Program, further strengthening our ability to meet the evolving needs of our members.
As we look forward to 2025, DoverPhila remains committed to being Tuscarawas County’s trusted financial partner by continuing to expand our products, services, and community involvement to enhance the lives of our members and the community at large.
Thank you for being a part of our success and choosing DoverPhila as your credit union.
Jason Garner
Jason Garner
President & CEO of DoverPhila Federal Credit Union
Member Benefits
With your $5.00 deposit, the benefits you receive as a credit union member are endless.
That’s right, no renewal fees or annual fees just a simple deposit of $5.00 and you become a lifetime member of DoverPhila as long as you maintain the $5.00 balance.
DoverPhila Federal Credit Union is a not-for-profit, full-service financial institution whose sole purpose for existing is to satisfy the financial needs of our members. As a resident of Tuscarawas County, you are eligible to join DoverPhila. Also, anyone who works in, worships in, or attends school in Tuscarawas County is eligible for membership. Once you become a member, we gladly extend our credit union membership perks to any member of your immediate family.
Become a member today and experience the DoverPhila difference:
- Member owned and operated
- Members vote and run for Board of Directors – that includes you!
- Financial counseling services that are free and confidential to members.
- Insurance programs to ensure your best-laid plans don’t get derailed
- Accounts that grow and mature with members of any age
- Savings customized to your needs
- Banking on-the-go to make your life a little easier
- Access to five DoverPhila locations and over 5,000 shared branches nationwide
- Exclusive discount on CARFAX Vehicle History Report™
- Bonus dividend at year-end
- Low rates and flexible terms for loans
- Industry leading technology, tools, and expertise to avoid fraud
- Eight (8) convenient ATM locations
- Exclusive discounts and benefits from trusted partners
- Valuable services the moment you need them and more!
- Free financial literacy from Banzai – an award-winning, online program
Exclusive discounts that have saved credit union members nearly $2 billion.
As a member of DoverPhila, we are excited to offer you exclusive discounts and benefits on products and services that you use every day. Credit union members have already saved nearly $2 billion with Love My Credit Union Rewards discounts. So if you are looking for more reasons to become a member then check out www.lovemycreditunion.org.
Exclusive Savings For DoverPhila Members!
Credit Unions vs. Banks
A credit union is defined as a “financial institution formed by an organized group of people sharing a common bond.”
Isn’t that what everybody wants from a banking relationship?
FIRST, SOME BACKGROUND. Credit unions were formed as a means of providing credit to individuals to purchase items such as livestock, equipment and even bread at a substantially lower interest rate than was being charged at other banking or lending institutions. These “cooperatives” were not out to make a profit, but rather to serve the needs of their members. Over the years, credit unions have formed to service industries, corporations, communities and churches. They provide financial services that mirror a bank, but are generally smaller, more personal financial institutions. Credit unions serve a specific membership (often within a defined geographic area) and cater to their specific needs.
Credit Unions vs. Banks: What’s the difference?
Credit unions have grown over the last century and have become highly competitive with banks. So, it’s not surprising that they look quite similar – but there is a difference when discussing credit unions vs. banks.
SIMILARITY TO BANKS:
- Credit unions offer checking and savings accounts, just like banks.
- Credit unions offer installment loans, mortgages, and credit cards, again, just like banks.
- And credit unions are federally insured up to the same dollar amount as banks ($250,000). While you may know banks as being FDIC insured, the equivalent for credit unions is known as NCUA insured (National Credit Union Administration). Both are backed by the United States government. This means that the only difference between the two is the type of institution they insure, not the reliability of that insurance.
The differences are what distinguish credit unions from banks – and it’s often an eye-opening discovery for many people unfamiliar with credit unions.
CREDIT UNION ADVANTAGES:
- When you join a credit union, you’re no longer simply a customer, but a member and joint owner of the credit union.
- As a member, individuals have the right to vote as well as run for the Board of Directors.
- Credit unions are not-for-profit organizations. Banks on the other hand are for-profit organizations using their resources to maximize their earnings (often at the expense of the customer),
- As a not-for-profit, credit unions can provide lower fees and loan rates, higher deposit rates, and dividend sharing to members. Though credit unions can and do produce earnings through good fiscal management, the belief is that those dollars belong to the members, not stockholders or management. Imagine receiving an annual dividend check from your banking establishment. It happens, but only at credit unions.
- The Board of Directors is comprised of credit union members who donate their time on a volunteer basis, whereas bank board members are typically compensated for their service.
- This member-serving Board of Directors guarantees that the credit union is looking out for the interests of its members, not its own self-interest.
- Members can take pride and comfort in the fact that decisions are made locally and not by some unknown corporate governance structure in another city or state.
Take ownership of your banking. Stop by your local DoverPhila branch and become a member today! – or click here to open an account online!
Careers
Here’s your opportunity to join a team of nearly 100 employees across five offices who proudly call DoverPhila their place of employment. With competitive pay, a strong benefits package, and a commitment to serve our members and community, DoverPhila is an ideal employer where you can learn, grow, and serve.
No available positions at this time.
Available Positions
Apply Today
Board of Directors
Our Board of Directors are your neighbors.
We consider it a privilege to be locally owned and operated, and cherish the responsibility for making all credit union decisions right here in our community.
Board of Directors
Supervisory Committee
Nicholas Reynolds, CPA, Chairperson
Kevin Hamsher, Vice Chairperson
S. Penny Triplett, Secretary
Larry Chiott, Vice Secretary
Chrysanthe Vassiles
Eric (Rick) Andrews, CPA
Giuseppe Ionno
Margie Strauss
Randall Watson
Chrysanthe Vassiles, Chairperson
Carol Lewis
Deanne Sparr
Jack Dooling
